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<p>[QUOTE=&quot;SBSVC, post: 567154, member: 136&quot;]Actually, it&#039;s pretty standard among US insurance companies.</p><p><br /></p><p>Vacancy (often after as few as <b>60 days</b>) can void much of the coverage under a homeowner&#039;s-type policy. Companies also make a distinction between VACANT and UNOCCUPIED. You really need to check with a good insurance agent about that!</p><p><br /></p><p>Special vacancy policies <i>are</i> available, but often only thru a specialty market, and at a much, much higher price. In addition, vacancy policies tend to offer VERY limited types of coverage - often only for events like fire and wind damage, but not for vandalism, water damage due to frozen pipes, glass breakage and many other things.</p><p><br /></p><p>It really IS an issue that needs to be discussed with your insurance agent.[/QUOTE]</p><p><br /></p>

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